Vietnam Digital Finance 2025 Strategy to Drive Growth and Inclusion

Vietnam digital finance 2025 is emerging as a cornerstone of the country’s growth strategy, according to officials at the Digital Financial Inclusion Conference co-hosted by the State Bank of Vietnam and IFC. Deputy Governor Pham Thanh Ha said the government aims to build a globally connected, trusted digital ecosystem supporting its financial hub ambitions. IFC’s Thomas Jacobs noted that fintech innovation could enhance SME lending and job creation. Vietnam’s initiatives include a fintech sandbox, digital ID integration, and open-banking pilots. The World Bank’s Global Findex 2025 shows over 70% of adults now hold bank accounts and 62% use digital payments. The event also discussed AI credit scoring and open finance frameworks.