South Korea Big Four Banks Q3 2025 Profits Hit Record KRW15.81tr Amid Higher Payouts

South Korea big four banks Q3 2025 earnings reached record levels as KB, Shinhan, Hana, and Woori Groups lifted combined year-to-date net profit 10.4% to KRW15.81tr (USD12bn) and third-quarter profit 10.2% to KRW5.48tr. KB led with KRW1.69tr in Q3 and KRW5.12tr year-to-date; Shinhan posted KRW1.42tr and KRW4.46tr; Hana KRW1.13tr and KRW3.43tr. Woori exceeded KRW1tr in quarterly profit for the first time at KRW1.24tr, aided by newly acquired Tongyang Life and ABL Life. Noninterest income, including securities commissions, supported results, while combined interest income rose to KRW10.79tr in Q3 and KRW31.88tr in nine months. Analysts expect full-year profit near KRW18tr. Banks boosted payouts via higher dividends and a buyback.