Hong Kong SME Credit Conditions Remain Stable in First Quarter

Hong Kong SME credit conditions remained broadly stable during the first quarter of 2026, according to the Hong Kong Monetary Authority.

Around 73% of SMEs said banks’ credit approval stance was similar or easier than six months earlier, compared with 70% in the previous quarter.

Only 27% perceived approvals as more difficult, down from 30%. Among SMEs with existing credit lines, none reported a tighter bank stance.

Of firms applying for new credit, 91% reported fully or partly successful applications, compared with 77% in the previous quarter.