Thailand central bank SME credit support will expand as new Bank of Thailand governor Vitai Ratanakorn outlines a more hands‑on remit to address low productivity, weak competitiveness and high household debt. Loan growth has contracted for 15 months, while SME credit fell 4% year‑on‑year in Q3, prompting a credit‑guarantee scheme aimed at lifting SME lending by about 100bn baht (USD2.78bn) from early 2026. The bank is also working with the finance ministry, bankers and asset